Synchrony Financial (SYF) Stock
NASDAQ · SYF
71.65
Fundamentals
Market cap
$23.73B
Price / Earnings ratio
6.8x
Price / Sales ratio
2.4x
Price / Book ratio
1.4x
Return on assets
3.0%
Ex-Dividend date
5 Aug 2026
Last payment date
17 Aug 2026
Dividend amount
$0.30
Dividend yield
1.70%
Debt / Equity ratio
N/A
Recent news

MarketBeat
Synchrony Financial Sees Resilient Spending, Reaffirms Receivables Growth Outlook
NeutralSYFSeptember 20, 2026
MarketBeatNeutral
Synchrony Financial Sees Resilient Spending, Reaffirms Receivables Growth Outlook
SYF

Zacks Investment Research
Why Is Synchrony (SYF) Up 9.4% Since Last Earnings Report?
NeutralSYFAugust 20, 2026
Zacks Investment ResearchNeutral
Why Is Synchrony (SYF) Up 9.4% Since Last Earnings Report?
SYF

Zacks Investment Research
Synchrony and OpenAI Partner to Drive Growth in Agentic Commerce
NeutralSYFAugust 18, 2026
Zacks Investment ResearchNeutral
Synchrony and OpenAI Partner to Drive Growth in Agentic Commerce
SYF

CNBC
Credit card issuer Synchrony announces partnership with OpenAI
NeutralSYFAugust 18, 2026
CNBCNeutral
Credit card issuer Synchrony announces partnership with OpenAI
SYF
Technicals
OscillatorsSell5 Indicators
Moving AveragesStrong Sell12 Indicators
Analyst Ratings
Strong Sell0
Sell0
Neutral3
Buy6
Strong Buy0
Financials
Performance
Revenue
Net income
Net margin %
2021
2022
2023
2024
2025
22B14B7B0
Debt & Balance Sheet
Total assets
Total liabilities
2021
2022
2023
2024
2025
143B95B47B0
Revenue to Profit
2025$9.8B
Revenue$0.0
Cost of revenue$0.0
Gross profit$0.0
Operating expenses$3.5B
Net incomeEarnings
EPS forecast
Actual EPS
$2.50
$1.71
Q2FY25
$2.86
$2.21
Q3FY25
$2.02
Q4FY25
$2.10
Q1FY26
$2.23
Q2FY26
The market is expecting earnings per share of $2.23 for this quarter. The company has not yet shared when it is announcing earnings.
% positive news of 10 articles
published over the past 14 days
Latest news

MarketBeat
Synchrony Financial Sees Resilient Spending, Reaffirms Receivables Growth Outlook
NeutralSYFSeptember 20, 2026
MarketBeatNeutral
Synchrony Financial Sees Resilient Spending, Reaffirms Receivables Growth Outlook
SYF

Zacks Investment Research
Why Is Synchrony (SYF) Up 9.4% Since Last Earnings Report?
NeutralSYFAugust 20, 2026
Zacks Investment ResearchNeutral
Why Is Synchrony (SYF) Up 9.4% Since Last Earnings Report?
SYF

Zacks Investment Research
Synchrony and OpenAI Partner to Drive Growth in Agentic Commerce
NeutralSYFAugust 18, 2026
Zacks Investment ResearchNeutral
Synchrony and OpenAI Partner to Drive Growth in Agentic Commerce
SYF

CNBC
Credit card issuer Synchrony announces partnership with OpenAI
NeutralSYFAugust 18, 2026
CNBCNeutral
Credit card issuer Synchrony announces partnership with OpenAI
SYF

CNBC
Credit card issuer Synchrony partners with OpenAI for ChatGPT shopping
NeutralSYFAugust 17, 2026
CNBCNeutral
Credit card issuer Synchrony partners with OpenAI for ChatGPT shopping
SYF

Zacks Investment Research
Can SYF Turn Record Purchase Volume Into Stronger Earnings?
NeutralSYFAugust 13, 2026
Zacks Investment ResearchNeutral
Can SYF Turn Record Purchase Volume Into Stronger Earnings?
SYF

Zacks Investment Research
Synchrony Beats Q2 Earnings Estimates, Raises 2026 EPS Outlook
NeutralSYFJuly 21, 2026
Zacks Investment ResearchNeutral
Synchrony Beats Q2 Earnings Estimates, Raises 2026 EPS Outlook
SYF

MarketBeat
Synchrony Financial Q2 Earnings Call Highlights
NeutralSYFJuly 21, 2026
MarketBeatNeutral
Synchrony Financial Q2 Earnings Call Highlights
SYF

Zacks Investment Research
Synchrony (SYF) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
NeutralSYFJuly 21, 2026
Zacks Investment ResearchNeutral
Synchrony (SYF) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
SYF

Zacks Investment Research
Synchrony (SYF) Q2 Earnings Top Estimates
NeutralSYFJuly 21, 2026
Zacks Investment ResearchNeutral
Synchrony (SYF) Q2 Earnings Top Estimates
SYF
About Synchrony Financial
Synchrony is a premier consumer financial services company delivering customized financing programs across key industries. Synchrony brings deep industry expertise, actionable data insights, innovative solutions and differentiated digital experiences to improve the success of every business we serve and the quality of each life we touch.
SectorFinancial Services
IndustryCredit Services
Employees20,000
CEOMr. Brian D. Doubles
IPO DateJul 31, 2014
HeadquartersStamford, CT
Key Executives
| Name | Title | Year Born |
|---|---|---|
| Mr. Brian D. Doubles | President, CEO & Director | 1976 |
| Mr. Brian J. Wenzel Sr. | Executive VP & CFO | 1968 |
| Mr. Jonathan S. Mothner Esq., J.D. | Executive VP and Chief Risk & Legal Officer | 1964 |
| Ms. Carol D. Juel | Executive VP & CEO of Digital Platform | 1973 |
| Mr. Curtis Howse | Executive VP and CEO of Home & Auto | 1964 |
| Mr. D.J. Casto | Executive VP and Chief People & Operations Officer | — |
| Ms. Amy L. Tiliakos | Senior VP, Chief Accounting Officer & Controller | 1983 |
| Mr. Florin Arghirescu | Executive VP & CTO | — |
| Ms. Kathryn Harmon Miller | Senior Vice President & Director of Investor Relations | — |
| Mr. Alberto Casellas | Executive VP and CEO of Health & Wellness | 1967 |
Fundamentals
Valuation
Market cap$23.73B
Price-to-sales ratio2.35
Price-to-book value1.38
Price-earnings ratio6.80
Return on Equity21.00%
Return on Sales47.00%
Return on Assets3.00%
PEG ratio1.13
Earnings Per Share
Earnings Per Share$9.88
Income Statement
Average volume3,133,749
EBITDA$5.13B
1 year high (52w)$88.77
1 year low (52w)$63.08
Dividend
Ex dividend date5 Aug 2026
Dividend amount$0.30
Dividend yield1.70%
Last payment date17 Aug 2026
Dividend yield (TTM)1.73%
Next earnings reportN/A
Solvency
Debt-to-equity ratioN/A
Technicals
OscillatorsSell5 Indicators
Moving AveragesStrong Sell12 Indicators
What the experts say
9 Wall Street Analyst Ratings
BUY
67% Buy
33% Hold
0% Sell
Target price
$87.33
Est return
19.72%
Seasonality
Monthly price change (%)| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2021 | -3.3 | -6.9 | -5.4 | +6.0 | ||||||||
| 2022 | -9.4 | -0.2 | -11.8 | +4.7 | -0.8 | -23.0 | +17.1 | -2.9 | -12.0 | +19.1 | +4.7 | -8.6 |
| 2023 | +13.4 | +1.1 | -19.2 | +0.4 | +7.2 | +7.5 | +0.5 | -7.0 | -6.4 | -7.6 | +15.7 | +12.9 |
| 2024 | +2.4 | +7.0 | +5.0 | +5.3 | -0.4 | +8.3 | +5.6 | +3.5 | +1.2 | +12.5 | +22.2 | -3.1 |
| 2025 | +5.7 | -10.2 | -8.8 | -2.5 | +10.2 | +14.8 | +2.2 | +13.0 | -6.0 | +6.5 | +4.5 | +6.9 |
| 2026 | -14.2 | -6.0 | -0.9 | +11.5 | -5.7 | +7.4 | -1.3 | -1.0 | -4.8 |
Corporate actions
Upcoming
No upcoming corporate actions for SYF
Past
DividendQ3/26
Ex-dividend date5 Aug 2026
Payable date17 Aug 2026
Amount per share$0.34
DividendQ2/26
Ex-dividend date5 May 2026
Payable date15 May 2026
Amount per share$0.30
DividendQ1/26
Ex-dividend date6 Feb 2026
Payable date17 Feb 2026
Amount per share$0.30
DividendQ4/25
Ex-dividend date5 Nov 2025
Payable date17 Nov 2025
Amount per share$0.30
DividendQ3/25
Ex-dividend date5 Aug 2025
Payable date15 Aug 2025
Amount per share$0.30
DividendQ2/25
Ex-dividend date5 May 2025
Payable date15 May 2025
Amount per share$0.30
DividendQ1/25
Ex-dividend date3 Feb 2025
Payable date18 Feb 2025
Amount per share$0.25
DividendQ4/24
Ex-dividend date4 Nov 2024
Payable date15 Nov 2024
Amount per share$0.25
DividendQ3/24
Ex-dividend date5 Aug 2024
Payable date15 Aug 2024
Amount per share$0.25
DividendQ2/24
Ex-dividend date3 May 2024
Payable date15 May 2024
Amount per share$0.25
DividendQ1/24
Ex-dividend date2 Feb 2024
Payable date15 Feb 2024
Amount per share$0.25
DividendQ4/23
Ex-dividend date31 Oct 2023
Payable date9 Nov 2023
Amount per share$0.25
DividendQ3/23
Ex-dividend date28 Jul 2023
Payable date10 Aug 2023
Amount per share$0.25
DividendQ2/23
Ex-dividend date1 May 2023
Payable date12 May 2023
Amount per share$0.23
DividendQ1/23
Ex-dividend date3 Feb 2023
Payable date17 Feb 2023
Amount per share$0.23
DividendQ4/22
Ex-dividend date31 Oct 2022
Payable date10 Nov 2022
Amount per share$0.23
DividendQ3/22
Ex-dividend date29 Jul 2022
Payable date11 Aug 2022
Amount per share$0.23



