Jefferson Capital, Inc. Common Stock (JCAP) Stock
NASDAQ · JCAP
19.13
Fundamentals
Market cap
$1.12B
Price / Earnings ratio
7.2x
Price / Sales ratio
1.7x
Price / Book ratio
2.4x
Return on assets
8.0%
Ex-Dividend date
24 Aug 2026
Last payment date
3 Sep 2026
Dividend amount
$0.24
Dividend yield
4.93%
Debt / Equity ratio
N/A
Recent news

MarketBeat
Jernigan Capital Q2 Earnings Call Highlights
NeutralJCAPAugust 14, 2026
MarketBeatNeutral
Jernigan Capital Q2 Earnings Call Highlights
JCAP

Zacks Investment Research
Jefferson Capital, Inc. (JCAP) Surpasses Q2 Earnings and Revenue Estimates
NeutralJCAPAugust 13, 2026
Zacks Investment ResearchNeutral
Jefferson Capital, Inc. (JCAP) Surpasses Q2 Earnings and Revenue Estimates
JCAP

Zacks Investment Research
Jefferson Capital, Inc. (JCAP) Reports Q4 Earnings: What Key Metrics Have to Say
NeutralJCAPMarch 12, 2026
Zacks Investment ResearchNeutral
Jefferson Capital, Inc. (JCAP) Reports Q4 Earnings: What Key Metrics Have to Say
JCAP

Zacks Investment Research
Jefferson Capital, Inc. (JCAP) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
NeutralJCAPNovember 14, 2025
Zacks Investment ResearchNeutral
Jefferson Capital, Inc. (JCAP) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
JCAP
Technicals
OscillatorsSell5 Indicators
Moving AveragesStrong Sell12 Indicators
Analyst Ratings
Strong Sell0
Sell0
Neutral0
Buy3
Strong Buy0
Financials
Performance
Revenue
Net income
Net margin %
2025
736M486M243M0
Debt & Balance Sheet
Total assets
Total liabilities
2025
3B2B827M0
Revenue to Profit
2025$613.3M
Revenue$0.0
Cost of revenue$0.0
Gross profit$0.0
Operating expenses$188.0M
Net incomeEarnings
No data available
% positive news of 5 articles
published over the past 14 days
Latest news

MarketBeat
Jernigan Capital Q2 Earnings Call Highlights
NeutralJCAPAugust 14, 2026
MarketBeatNeutral
Jernigan Capital Q2 Earnings Call Highlights
JCAP

Zacks Investment Research
Jefferson Capital, Inc. (JCAP) Surpasses Q2 Earnings and Revenue Estimates
NeutralJCAPAugust 13, 2026
Zacks Investment ResearchNeutral
Jefferson Capital, Inc. (JCAP) Surpasses Q2 Earnings and Revenue Estimates
JCAP

Zacks Investment Research
Jefferson Capital, Inc. (JCAP) Reports Q4 Earnings: What Key Metrics Have to Say
NeutralJCAPMarch 12, 2026
Zacks Investment ResearchNeutral
Jefferson Capital, Inc. (JCAP) Reports Q4 Earnings: What Key Metrics Have to Say
JCAP

Zacks Investment Research
Jefferson Capital, Inc. (JCAP) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
NeutralJCAPNovember 14, 2025
Zacks Investment ResearchNeutral
Jefferson Capital, Inc. (JCAP) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
JCAP

Schwab Network
OKLO, OPEN, KTOS & Hilary Kramer's Other Small Cap Picks
NeutralJCAPOctober 15, 2025
Schwab NetworkNeutral
OKLO, OPEN, KTOS & Hilary Kramer's Other Small Cap Picks
JCAP
About Jefferson Capital, Inc. Common Stock
Jefferson Capital Inc is a analytically driven purchaser and manager of charged-off and insolvency consumer accounts with operations in the United States, Canada, the United Kingdom and Latin America. Its accounts purchase are the unpaid obligations of individuals owed to credit grantors, which include banks, non-bank consumer lenders, auto finance companies, utilities and telecom companies.
SectorFinancial Services
IndustryCredit Services
Employees1,120
CEOMr. David M. Burton
IPO DateMar 26, 2015
HeadquartersMinneapolis, MN
Key Executives
| Name | Title | Year Born |
|---|---|---|
| Mr. David M. Burton | President, CEO & Chairman | 1965 |
| Mr. Mark Zellmann | President of U.S. Business Lines | 1982 |
| Ms. Penelope Campbell Person | Chief Commercial Officer | 1968 |
| Mr. Christo Realov | CFO & Treasurer | 1980 |
| Mr. Matthew Pfohl | Chief Administrative Officer, General Counsel & Secretary | 1967 |
| Ms. Sue B. Unterberger | Chief Compliance Officer | — |
Fundamentals
Valuation
Market cap$1.12B
Price-to-sales ratio1.70
Price-to-book value2.36
Price-earnings ratio7.20
Return on Equity37.00%
Return on Sales50.00%
Return on Assets8.00%
PEG ratioN/A
Earnings Per Share
Earnings Per Share$0.91
Income Statement
Average volume243,778
EBITDA$318.58M
1 year high (52w)$24.44
1 year low (52w)$15.50
Dividend
Ex dividend date24 Aug 2026
Dividend amount$0.24
Dividend yield4.93%
Last payment date3 Sep 2026
Dividend yield (TTM)3.76%
Next earnings reportN/A
Solvency
Debt-to-equity ratioN/A
Technicals
OscillatorsSell5 Indicators
Moving AveragesStrong Sell12 Indicators
What the experts say
3 Wall Street Analyst Ratings
BUY
100% Buy
0% Hold
0% Sell
Target price
$27.33
Est return
40.60%
Seasonality
Monthly price change (%)| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | -0.5 | -5.1 | +15.6 | -8.8 | +7.2 | +9.3 | +7.6 | |||||
| 2026 | -3.3 | -4.8 | -7.2 | +7.5 | -18.6 | +16.9 | +2.5 | +0.8 | -5.9 |
Corporate actions
Upcoming
No upcoming corporate actions for JCAP
Past
DividendQ3/26
Ex-dividend date24 Aug 2026
Payable date3 Sep 2026
Amount per share$0.24
DividendQ2/26
Ex-dividend date26 May 2026
Payable date4 Jun 2026
Amount per share$0.24
DividendQ1/26
Ex-dividend date24 Mar 2026
Payable date2 Apr 2026
Amount per share$0.24



