Upstart (UPST) Stock
Key stats
- Market cap
- $2.03B
- Price / Earnings ratio
- 31.0x
- EPS (TTM)
- $0.66
- Volume
- Loading
- 52-week high
- $52.10
- 52-week low
- $19.71
- EPS vs analyst estimate
- +79.3%Q3 FY25 · $0.52 vs $0.29
Source: third-party data provider, as of November 13, 2026
EPS estimate: analyst consensus
Compare with UPST
Recent news
3 Key Takeaways From Upstart's Latest Report
3 Key Takeaways From Upstart's Latest Report
UPST
What Upstart (UPST) Said on Its Q3 Earnings Call
What Upstart (UPST) Said on Its Q3 Earnings Call
UPST
Compared to Estimates, Upstart (UPST) Q3 Earnings: A Look at Key Metrics
Compared to Estimates, Upstart (UPST) Q3 Earnings: A Look at Key Metrics
UPST
Upstart Holdings, Inc. (UPST) Surpasses Q3 Earnings and Revenue Estimates
Upstart Holdings, Inc. (UPST) Surpasses Q3 Earnings and Revenue Estimates
UPSTNews tone: automated (AI) classification of the article's content, not a price prediction.
Technical indicators
- RSI 14
- 37.63
- MACD 12/26/9
- -0.87
- EMA 9 of MACD
- -0.68
- MACD histogram
- -0.19
- SMA 50
- $24.06
- Price below SMA 50
- EMA 50
- $24.23
- Price below EMA 50
- SMA 200
- $28.90
- Price below SMA 200
- EMA 200
- $30.12
- Price below EMA 200
Calculated by Gotrade from daily closing prices, as of November 11, 2026. Technical data, not a recommendation.
Analyst ratings
Analyst consensus: Buy
Based on 10 analyst ratings
Third-party analyst opinion, not a recommendation from Gotrade.
Financials
Performance
Debt & Balance Sheet
Revenue to Profit
2025Earnings
The market is expecting earnings per share of $0.38 for this quarter. The company has not yet shared when it is announcing earnings.
Source: third-party data provider
Latest news
3 Key Takeaways From Upstart's Latest Report
3 Key Takeaways From Upstart's Latest Report
UPSTWhat Upstart (UPST) Said on Its Q3 Earnings Call
What Upstart (UPST) Said on Its Q3 Earnings Call
UPSTCompared to Estimates, Upstart (UPST) Q3 Earnings: A Look at Key Metrics
Compared to Estimates, Upstart (UPST) Q3 Earnings: A Look at Key Metrics
UPSTUpstart Holdings, Inc. (UPST) Surpasses Q3 Earnings and Revenue Estimates
Upstart Holdings, Inc. (UPST) Surpasses Q3 Earnings and Revenue Estimates
UPST
Upstart Beats Expectations in a Challenging Macro Environment. What It Means for Investors
Upstart Beats Expectations in a Challenging Macro Environment. What It Means for Investors
UPST
Upstart Publishes October 2026 Originations and Latest UMI
Upstart Publishes October 2026 Originations and Latest UMI
UPST
Upstart Announces Third Quarter 2026 Results
Upstart Announces Third Quarter 2026 Results
UPST
UPST Set to Report Q3 Earnings: What's in Store for the Stock?
UPST Set to Report Q3 Earnings: What's in Store for the Stock?
UPST
Upstart Drops 5% to Near 52-Week Low Ahead of Earnings; Affirm Advances 5%, SoFi Gains 4%
Upstart Drops 5% to Near 52-Week Low Ahead of Earnings; Affirm Advances 5%, SoFi Gains 4%
UPST
Upstart Holdings, Inc. (UPST) Surpasses Market Returns: Some Facts Worth Knowing
Upstart Holdings, Inc. (UPST) Surpasses Market Returns: Some Facts Worth Knowing
UPSTNews tone: automated (AI) classification of the article's content, not a price prediction.
About Upstart
Upstart is a leading AI lending platform partnering with banks to expand access to affordable credit. By leveraging Upstart's AI platform, Upstart-powered banks can have higher approval rates and lower loss rates, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than two-thirds of Upstart loans are approved instantly and are fully automated. Upstart was founded by ex-Googlers in 2012 and is based in San Mateo, California and Columbus, Ohio.
Key Executives
| Name | Title | Year Born |
|---|---|---|
| Mr. Paul Gu | CEO & Director | 1991 |
| Mr. David J. Girouard | Executive Chairman & Special Advisor | 1966 |
| Ms. Andrea Blankmeyer | Chief Financial Officer | — |
| Mr. Scott Darling Esq. | Chief Legal Officer & Corporate Secretary | 1972 |
| Mr. Sanjay Datta CFA | President of Capital & Enterprise | — |
| Natalia Mirgorodskaya | Chief Accounting Officer | — |
| Mr. Grant Schneider | Chief Technology Officer | — |
| Ms. Sonya Banerjee | Head of Investor Relations | — |
| Ms. Annie Delgado | Chief Compliance Officer & Chief Risk Officer | — |
| Ms. Chantal Rapport | Chief Marketing Officer | — |
Fundamentals
Valuation
Profitability
Trading
Source: third-party data provider, as of November 13, 2026
Technical indicators
- RSI 14
- 37.63
- MACD 12/26/9
- -0.87
- EMA 9 of MACD
- -0.68
- MACD histogram
- -0.19
- SMA 50
- $24.06
- Price below SMA 50
- EMA 50
- $24.23
- Price below EMA 50
- SMA 200
- $28.90
- Price below SMA 200
- EMA 200
- $30.12
- Price below EMA 200
Calculated by Gotrade from daily closing prices, as of November 11, 2026. Technical data, not a recommendation.
Analyst views
10 analyst ratings
Third-party analyst opinion, not a recommendation from Gotrade.
- Low
- $24.00
- Average
- $32.67
- High
- $46.00
Seasonality
Monthly price change (%)| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2021 | -12.4 | -15.8 | ||||||||||
| 2022 | -24.6 | +34.7 | -25.0 | -31.2 | -39.7 | -31.2 | -25.9 | +8.2 | -19.9 | +12.9 | -11.8 | -30.6 |
| 2023 | +44.9 | -8.4 | -11.4 | -14.9 | +109.9 | +20.4 | +79.9 | -55.4 | -13.4 | -12.8 | +8.8 | +26.2 |
| 2024 | -18.1 | -20.3 | +2.2 | -16.3 | +8.1 | -2.2 | +22.0 | +67.3 | +4.6 | +28.9 | +62.5 | -8.6 |
| 2025 | +6.5 | +5.5 | -25.4 | +3.9 | -1.1 | +35.0 | +20.0 | -7.5 | -26.6 | -8.8 | -5.4 | -1.2 |
| 2026 | -14.4 | -31.4 | -9.3 | +24.5 | +3.2 | +5.4 | -23.2 | -2.5 | -16.1 | +0.3 | -3.5 |
